Title:  Contracts Attorney 

Location: Morristown, NJ / Dallas, TX / Austin, TX (Hybrid)

Reporting to: General Counsel

About Hippo:

Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most.

Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement.

If you're energized by building what's next, we'd love to meet you.

About You: 

You are an insurance professional with experience drafting, reviewing, and negotiating program agreements and reinsurance agreements. You understand the impact of market conditions on insurance activities, procedures and wordings. You are able to clearly and succinctly articulate issues to the various departments, evaluate the risks associated with the (re)insurance activities and to develop commercial risk mitigation options, while ensuring all operations are compliant with applicable regulatory requirements.  

What You'll Do:  

Strategically, efficiently, and timely draft, review, and negotiate reinsurance, program administration, and claims agreements considering risk mitigation wording and trends in contract interpretation
Create and implement processes to capture and respond to wording issues, including an escalation process
Promptly make decisions and/or roll out decisions, after any required approvals, reflecting all available information and appropriate risk assessments
Understand relevant business drivers, the ability to identify and raise critical issues/points when needed, and take ownership of your actions and responses 
Work autonomously, while considering feedback from underwriting peers, reinsurers, and management  
Exemplify collegiality, efficiency, proactivity and curiosity
Have strong written and oral communication skills and an ability to work in a fast-paced environment

Must Haves:

J.D. from an accredited law school or international equivalent
Licensed to practice and a member in good standing/the ability to immediately reactivate membership in at least one US state
At least 4+ years in drafting reinsurance agreements, program administration agreements, and/or related agreements

Benefits and Perks:

Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with:

Healthy Hippos Benefits - Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)
Equity -This position is eligible for equity compensation
Training and Career Growth - Training and internal career growth opportunities
Flexible Time Off - You know when and how you should recharge
Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers
Hippo Habitat - Snacks and drinks available and catered lunches for onsite employees

The Morristown, NJ base pay range for this role is $167,500 - $245,000. Exact compensation may vary based on several job-related factors that are unique to each candidate, including but not limited to: skill set, experience, education/training, location, business needs and market demands.

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known.

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Contracts Attorney

 Contracts Attorney