Mid-Ticket Senior Credit Analyst
We are PEAC Solutions—large enough to finance the globe, yet small enough to stand shoulder-to-shoulder with our customers. We believe in the power of partnership and the promise of possibility. Our purpose is to fuel growth by providing smart, flexible lending solutions that help businesses overcome obstacles and seize new opportunities. Backed by HPS Investment Partners, a leading global investment firm, we offer equipment financing, working capital, and inventory lending solutions that keep businesses moving forward. As the world’s largest independent equipment finance company, we are expanding our global footprint—and we are doing it with purpose, grit, and a commitment to those we serve.
You are someone who thrives in an environment where ambition meets action. You bring curiosity, resilience, and a strong sense of accountability. You see challenges as opportunities and believe in making an impact for customers, for your team, and for the business. If you are looking to be a part of a company that values partnership over hierarchy and purpose over routine, your next chapter could start here.
PEAC Solutions is seeking an experienced Mid-Ticket Senior Credit Analyst to underwrite and manage commercial loan and lease transactions ranging from $500,000 to $25,000,000 across diverse industries and equipment types. This role is responsible for evaluating credit risk, preparing and presenting credit approvals, supporting complex transactions, and partnering with Sales and Operations to ensure an efficient transaction process. The position also provides leadership support through mentoring, policy development, and participation in credit committee reviews.
Essential Functions:
- Underwrite and evaluate middle-ticket equipment finance transactions ranging from $500,000 to $25,000,000.
- Analyze commercial and personal financial statements, tax returns, credit reports, and due diligence materials to assess creditworthiness.
- Prepare and present credit approval summaries, annual reviews, and recommendations to Credit Committee and Senior Management.
- Support Sales and Operations in structuring and closing complex or non-standard transactions.
- Lead underwriting activities for Specialty Finance products, including inventory, wholesale, and rental financing programs.
- Develop and maintain underwriting guidelines and risk acceptance criteria.
- Ensure transactions comply with company credit policies, audit requirements, and portfolio risk standards.
- Provide mentoring and co-approval support for junior underwriting staff and assist with workflow management during high-volume periods.
- Communicate credit decisions and portfolio performance effectively to internal stakeholders and leadership.
Qualifications:
- Bachelor’s degree in Finance, Accounting, Economics, or related field preferred; equivalent experience considered.
- 15+ years of commercial credit underwriting experience in equipment leasing and middle-ticket transactions required.
- Experience with CT&I and Specialty Finance products, including inventory, rental, and wholesale financing.
- Strong financial statement and tax return analysis skills.
- Excellent communication, analytical, and organizational skills.
- Proficiency with Microsoft Office applications, including Excel, Word, and PowerPoint.
PEAC Solutions is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, ethnicity, disability, religion, national origin, gender, gender identity, gender expression, marital status, sexual orientation, age, protected veteran status, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.
The successful candidate will receive competitive compensation along with our benefit package which includes medical, dental, vision, life insurance, short and long-term disability, 401(k) with match, flexible spending, and paid time off. PEAC provides one paid day off per year to support community involvement. Celebrate you by also having off your birthday on us!
